Five-year running cost
What the car really costs to keep.
Fuel, insurance, service, tyres, and value loss — estimated for your city and how much you drive.
Step 1
Start with how you actually drive
Pick a car, your city, yearly kilometres, how long you keep it, and whether you take a loan. Numbers update as you change inputs.
Your car
Driving profile
Tell us where you drive, how many kilometres a year, how long you keep the car, and whether you take a loan — so the ₹/km matches your life.
Curvv Smart 1.2T · Hyderabad · 5 yrs
₹19.5/km
₹11.72L total ~ preview
- Fuel ₹4.96L · Insurance ₹1.22L
- Service ₹0.57L · Tyres ₹0.32L
- Value loss ₹4.66L
Nexon Smart 1.2T · Hyderabad · 5 yrs
₹17.5/km
₹10.48L total ~ preview
- Fuel ₹5.16L · Insurance ₹0.92L
- Service ₹0.57L · Tyres ₹0.32L
- Value loss ₹3.51L
Step 2
Your cost in plain numbers
₹/km is what each kilometre costs you. The list below shows what builds the five-year total.
Nexon Smart 1.2T saves ₹1.24Lover five years compared with the other car you picked
Cost per km
₹19.5/km
5-year total
₹11.72L
Curvv Smart 1.2T · Hyderabad · 5 yrs · 12k km/yr
Nexon Smart 1.2T · Hyderabad · 5 yrs
₹17.5/km
₹10.48L total ~ preview
- Fuel ₹5.16L · Insurance ₹0.92L
- Service ₹0.57L · Tyres ₹0.32L
- Value loss ₹3.51L
The other car at a glanceShow
Nexon Smart 1.2T · Hyderabad · 5 yrs
₹17.5/km
₹10.48L total ~ preview
- Fuel ₹5.16L · Insurance ₹0.92L
- Service ₹0.57L · Tyres ₹0.32L
- Value loss ₹3.51L
Where your money goes
- Fuel₹4.96L39%
- Value loss (resale)₹4.66L37%
- Insurance₹1.22L10%
- Registration & on-road extras₹0.98L8%
- Service & repairs₹0.57L4%
- Tyres₹0.32L3%
Total over 5 years₹12.70L
| Category | 5-year | Share |
|---|---|---|
| Fuel | ₹4.96L | 39% |
| Insurance | ₹1.22L | 10% |
| Service & repairs | ₹0.57L | 4% |
| Tyres | ₹0.32L | 3% |
| Value loss (resale) | ₹4.66L | 37% |
| Registration & on-road extras | ₹0.98L | 8% |
See cost year by yearShow
Cost year by year — Curvv Smart 1.2T ~ preview
Cost year by year — Curvv Smart 1.2T ~ preview
Step 3
What quietly adds up
Three costs people underestimate: how fast the car loses value, yearly service, and tyre replacements.
Value loss (depreciation)
A new car loses value the moment you drive it home — like produce that starts ageing after you leave the shop. Over five years that lost value is often the biggest single cost, even if you never "pay" it as a bill.
What it means for you: if two cars run similarly, the one that holds resale value better usually costs you less in the long run.
Step 4
Check a dealer on-road quote
See the showroom price plus tax, insurance, and extras — then paste a dealer total to spot inflated charges.
Check a dealer on-road quote
We estimate registration, insurance, and extras for your city. Paste what the dealer quoted to see if it looks fair.
Step 5
Petrol or diesel — when does the extra cost pay back?
Petrol or diesel — which pays back?
Diesel often costs more to buy, but less to run. This shows how far you need to drive before fuel savings cover that extra purchase price — in plain numbers for your city.
Extra you pay upfront
₹0.58L
E Diesel diesel costs about ₹0.58L more than E petrol before you drive a kilometre.
Fuel cost each km
₹6.1 vs ₹8.6
Diesel ≈ ₹6.1/km · petrol ≈ ₹8.6/km in Hyderabad — you save about ₹2.5 every kilometre on diesel. ~ preview
When you recover it
23k km
If you drive about 12k km a year, fuel savings cover the extra price after roughly 1.9 years (23k km total).
Bottom line: at your usage, Creta diesel should pay for its higher purchase price in under 5 years — so diesel is a sensible pick if you keep the car that long.