Five-year running cost
What the car really costs to keep.
Fuel, insurance, service, tyres, and value loss — estimated for your city and how much you drive.
Step 1
Start with how you actually drive
Pick a car, your city, yearly kilometres, how long you keep it, and whether you take a loan. Numbers update as you change inputs.
Your car
Driving profile
Tell us where you drive, how many kilometres a year, how long you keep the car, and whether you take a loan — so the ₹/km matches your life.
Creta SX IVT · Hyderabad · 5 yrs
₹23.4/km
₹14.05L total ~ preview
- Fuel ₹5.08L · Insurance ₹1.84L
- Service ₹0.51L · Tyres ₹0.32L
- Value loss ₹6.30L
Grand Vitara Zeta AT · Hyderabad · 5 yrs
₹21.9/km
₹13.13L total ~ preview
- Fuel ₹4.36L · Insurance ₹1.98L
- Service ₹0.36L · Tyres ₹0.32L
- Value loss ₹6.12L
Step 2
Your cost in plain numbers
₹/km is what each kilometre costs you. The list below shows what builds the five-year total.
Grand Vitara Zeta AT saves ₹0.92Lover five years compared with the other car you picked
Cost per km
₹23.4/km
5-year total
₹14.05L
Creta SX IVT · Hyderabad · 5 yrs · 12k km/yr
Grand Vitara Zeta AT · Hyderabad · 5 yrs
₹21.9/km
₹13.13L total ~ preview
- Fuel ₹4.36L · Insurance ₹1.98L
- Service ₹0.36L · Tyres ₹0.32L
- Value loss ₹6.12L
The other car at a glanceShow
Grand Vitara Zeta AT · Hyderabad · 5 yrs
₹21.9/km
₹13.13L total ~ preview
- Fuel ₹4.36L · Insurance ₹1.98L
- Service ₹0.36L · Tyres ₹0.32L
- Value loss ₹6.12L
Where your money goes
- Value loss (resale)₹6.30L40%
- Fuel₹5.08L32%
- Registration & on-road extras₹1.87L12%
- Insurance₹1.84L12%
- Service & repairs₹0.51L3%
- Tyres₹0.32L2%
Total over 5 years₹15.91L
| Category | 5-year | Share |
|---|---|---|
| Fuel | ₹5.08L | 32% |
| Insurance | ₹1.84L | 12% |
| Service & repairs | ₹0.51L | 3% |
| Tyres | ₹0.32L | 2% |
| Value loss (resale) | ₹6.30L | 40% |
| Registration & on-road extras | ₹1.87L | 12% |
See cost year by yearShow
Cost year by year — Creta SX IVT ~ preview
Cost year by year — Creta SX IVT ~ preview
Step 3
What quietly adds up
Three costs people underestimate: how fast the car loses value, yearly service, and tyre replacements.
Value loss (depreciation)
A new car loses value the moment you drive it home — like produce that starts ageing after you leave the shop. Over five years that lost value is often the biggest single cost, even if you never "pay" it as a bill.
What it means for you: if two cars run similarly, the one that holds resale value better usually costs you less in the long run.
Step 4
Check a dealer on-road quote
See the showroom price plus tax, insurance, and extras — then paste a dealer total to spot inflated charges.
Check a dealer on-road quote
We estimate registration, insurance, and extras for your city. Paste what the dealer quoted to see if it looks fair.
Step 5
Petrol or diesel — when does the extra cost pay back?
Petrol or diesel — which pays back?
Diesel often costs more to buy, but less to run. This shows how far you need to drive before fuel savings cover that extra purchase price — in plain numbers for your city.
Extra you pay upfront
₹0.58L
E Diesel diesel costs about ₹0.58L more than E petrol before you drive a kilometre.
Fuel cost each km
₹6.1 vs ₹8.6
Diesel ≈ ₹6.1/km · petrol ≈ ₹8.6/km in Hyderabad — you save about ₹2.5 every kilometre on diesel. ~ preview
When you recover it
23k km
If you drive about 12k km a year, fuel savings cover the extra price after roughly 1.9 years (23k km total).
Bottom line: at your usage, Creta diesel should pay for its higher purchase price in under 5 years — so diesel is a sensible pick if you keep the car that long.